Get a Quotation
Please provide the following documents to get a quotation:
- Completed Brokerage of Record filled, signed and stamped
- Copy of Commercial Registration
- A completely filled Proposal Form, signed and stamped
- Loss record for the past three years
Motor third party liability (MTPL) insurance is mandatory liability insurance. All motor vehicles are subject to road traffic and therefore must have valid MTPL insurance by a well-defined law in KSA.
Risks Covered
Third Party Liability (TPL) covers the liability of the Insured against body injury and material damage caused to:
- Cars and their passengers (unless relatives of the Insured)
- Pedestrians
- Properties
Third party liability (TPL):
- Material damage as defined in the policy and by the law
- Corporal damage as definted in the policy and by the law
Extensions
- Family members
- Employees of the insured - whether a driver or passenger, he/she are insured against death or permanent disablement and will have all their medical expenses covered
Exclusions
- Elite does not cover body injury or property damage occurring to the Insured, his family and employees (Policy can be extended to cover such risk).
- A case where the driver has no valid license
- A case where driver was driving against traffic
- A case where the driver was under the effect of alcohol
- Intentional act
- Use of a private vehicle for commercial purpose
- Participating or training for a competition or racing
- Earthquakes, floods, and other natural disasters
- War, strikes, riots and civil commotion
- Radioactivity